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Canada Buy vs Rent Calculator
Compare the long-term financial outcome of buying a home versus renting in Canada. See your projected net worth, breakeven year, and total costs under either path.
Purchase & Loan
CAD
CAD 100,000CAD 2,000,000
CAD
CAD 25,000CAD 500,000
5%100%
%
1%10%
yrs
5 yrs30 yrs
Rental
CAD
CAD 500CAD 10,000
Your Estimate
Renting Net Worth at Year 10
CAD -260,830
Buying Net Worth
CAD -297,540
Renting Net Worth
CAD -260,830
Breakeven Year
Year 0
Difference
Renting saves CAD 36,710
Renting is ahead at year 10, but buying may still win if you stay longer.
BuyingRenting
Net Worth Over Time
Buying
Renting
